NO CREDIT? DON’T SWEAT IT!
Take 2 minutes to complete our secure credit application, your application is easy and will be treated with complete confidentiality.
Nationwide Rides is the place to turn for those with not-so-great credit who need a new or used auto loan. You might be thinking that it is not possible to purchase a car if you have anything short of perfect credit, but this couldn’t be further from the truth. We have had many people with bad credit apply and get approved in minutes for a car loan.
We want you to know that having bad credit doesn’t mean you have to think you can’t purchase a new or used car, we can help with the process of finding the right car loan for you secure and easy! Knowledge is power, and having the correct information can save you money and time when applying for a bad credit car loan. Apply now online by filling out our auto loan application, and you will soon find yourself behind the wheel of a used or new car. Yes, it really is that simple!
Here’s how good people buy a used car with below average credit…
Use special financing before even stepping foot on the used car lot! There are “per-approvals” from many used car loan lenders that we are connected with. We are connected to many used car loan lenders such as, Desjardins Auto Finance, Trend Financial, RBC, National Bank of Canada, Eden Park Auto Finance & etc. This way you will know when you go to the first used car dealership the exact amount you can spend, and what your monthly payments will be! Our used car loan lenders have approved you for the car loan and your next step is to pick the used car that you desire from one of our partnered dealerships!
If you want to qualify for a bad credit car loan, lenders will look at certain specific things. They will want to know if you have the income to pay your current bills, the used car loan payment you are applying for, as well as the costs of insuring and maintaining the new or used car you’re intending to purchase. Most auto lenders also require that you’ve held your current job for at least 6 months, and that you’ve had a consistent residential address.
It sounds super simple, but don’t take on a higher used car payment than you can afford! Take this opportunity to rebuild your credit and get it back on track. Today is the perfect time to get a fresh start!